Benefits
Medical Limits and Deductibles |
|
| Maximum Benefit per Insured Person per policy period | $250,000 |
| *For Individuals aged 70-84, the Maximum Medical Benefit for GeoBlue Trekker Choice is $100,000. | |
| Deductible per Insured Person per policy period* | $50 |
| *Deductible waived for physician and hospital services delivered by GeoBlue contracted providers. | |
| Benefits are paid for Covered Expenses as follows up to the Medical Limit: | |
Inpatient & Outpatient Benefits |
Insurer Pays After Deductible is Met: |
| Professional Services: | |
| a. Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| b. Office Visits: including X-rays and lab work billed by the attending physician. | 100% |
| Inpatient Hospital Services: | |
| a. Surgery, X-rays, In-hospital doctor visits | 100% |
| b. In-patient medical emergency | 100% |
| Ambulatory Surgical Center | 100% |
| Ambulance Service (Non-Medical Evacuation) | 100% up to $1000 |
Prescriptions, Dental Care, and Physical Therapy |
Insurer Pays After Deductible is Met: |
| Outside the U.S. Outpatient prescription drugs | 100% of Reasonable Charges up to $5,000 |
| Dental Care for Relief of Pain | 100% of Reasonable Charges up to $100 maximum per Trip Period. |
| Dental Care required due to an Injury | 100% of Reasonable Charges up to $200 per Trip Period. |
| Physical and Occupational Therapy | 6 visits per Period of Insurance. $100 Maximum payment per visit. |
Travel Assistance Benefits |
Insurer Waives Deductible |
| Accidental Death and Dismemberment | $25,000 |
| Repatriation Of Remains | $25,000 |
| Emergency Medical Transportation | $500,000 |
| Emergency Family Travel Arrangements | Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person |
Hazardous Activities |
Insurer Pays After Deductible is Met: |
| Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor). | Maximum Benefit up to $10,000 |
24 Hour / 7 Day Global Medical Assistance
Available to U.S. residents, age 84 or younger. See Eligibility Requirements.
Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.
This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible and Medical Limit would apply.
For more information about the benefits, including information about exclusions and limitations, see the Plan Description.
Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Coverage and Description of Emergency Medical Transportation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund.