Specialty Plans

Health coverage and accident insurance for educational, missionary or crews.

Student Medical Coverage

Accordion Plus

Worldwide medical coverage built for students and faculty in the U.S. and Abroad.

Plan Overview

  • Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty.
  • Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year.
  • Covers dependents and families (only the subscriber must be a teacher, student or faculty).​

Plan Highlights

  • Flexible options for plan length.
  • Plan options that meet F1 and J1 Visa requirements.​
  • Unlimited annual and lifetime medical maximum.​
  • Contraceptive services and supplies are covered.​
  • Comprehensive mental health services included.
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.​
  • Pre-existing conditions covered with proof of previous coverage.
  • Illnesses and injuries related to terrorism are covered.
  • Includes prescription coverage.​
  • Optional dental, vision, and maternity coverage.​
  • Unlimited telemedicine services.
  • Medically necessary COVID-19 testing and treatment is covered.​
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Expat Crew Medical Coverage

Accordion Plus

International health plans for captains and crew members.

Plan Overview

  • Complete, affordable worldwide coverage designed for maritime crew members.​
  • Annual plan for those who intend to be outside their home country at least 3 months a year.​
  • Covers dependents and families (only the subscriber must be in the crew profession).​

Plan Highlights

  • Amateur sailboat racing and alcohol-related injuries are covered.​
  • Unlimited annual and lifetime medical maximum.​
  • Coverage is primary to protection & indemnity (P&I) insurance.​
  • Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.​
  • Contraceptive services and supplies are covered.​
  • Includes prescription coverage.​
  • Optional dental, vision, and maternity coverage.​
  • Unlimited telemedicine services.
  • Medically necessary COVID-19 testing and treatment is covered.​
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Expat Missionary Medical Coverage

International health plans for career missionaries and volunteers.

Plan Overview

  • Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work.
  • Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year.
  • Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization).

Plan Highlights

  • Unlimited annual and lifetime medical maximum.​
  • Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Illnesses and injuries related to terrorism are covered.​
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.​
  • Contraceptive services and supplies are covered.​
  • Includes prescription coverage.​
  • Optional dental, vision, and maternity coverage.​
  • Unlimited telemedicine services.
  • Medically necessary COVID-19 testing and treatment is covered.​
  • Continuous coverage for spouse and dependents in the event of subscriber death.*​

* In the unfortunate event the subscriber dies while covered under this plan, any currently enrolled spouse and/or dependent children will remain covered with the existing plan benefits for up to 24 months with no additional premium. The continuation of benefits ends at 24 months or when the dependents return to their home country.​

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Sales Inquiries

Our team is available to assist with any questions you may have M-F 8AM-8PM ET.

Sales Inquiries
Our team is available to assist you with any questions you may have M-F 8AM-8PM ET. 24/7/365 Member Services
Single Trip and Multiple Trip Plans: Long Term Plans: