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Eligible Dependents

An Eligible Dependent means a person who is the Eligible Participant’s:

  1. spouse; civil union partner, or domestic partner;
  2. natural child, stepchild or legally adopted child who has not yet reached age 26;
  3. own or spouse’s, civil union partner’s or domestic partner’s own child, of any age, enrolled prior to age 26, who is incapable of self support due to continuing cognitive impairment or physical disability and who is chiefly dependent on the Eligible Participant. The Insurer requires written proof from a Physician of such disability and dependency within 31 days of the child’s 26th birthday and annually thereafter.

A person may not be an Insured Dependent for more than one Insured Participant.