Expat Worldwide Medical Plans

Benefits

Benefit Maximums

Benefits - Outside of the U.S. only

Lifetime Maximum per Insured Person Unlimited
Annual Maximum per Insured Person Unlimited
Preventative and Primary Care Insurer Waives Deductible
Preventative Care For Babies/Children: (Birth through Age 18)
a. Office Visits/examination
b. Immunizations, Lab work & X-rays done in conjunction with an office visit
100%
Preventative Care for Adults: (Age 19 and Older)
a. Office Visits/examination
b. Immunizations as recommended on the published Center for Disease Control (CDC) immunization schedule for adults
c. Routine Pap Smears, annual mammogram
d. PSA For Men
e. Annual Physical Examination/Health Screening
f. Diagnostic lab work & X-rays done in conjunction with an office visit
100%
Primary Care Physician or Specialist Office Visits All except a $10 copay per visit1
Professional Services Insurer Pays After Deductible is Met
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100%
Inpatient Hospital Services Insurer Pays After Deductible is Met
Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant 100%
Inpatient medical emergency 100%
Inpatient drugs 100%
Ambulatory and Therapeutic Services Insurer Pays After Deductible is Met, Unless Noted
Ambulatory Surgical Center 100%
Ambulance Service 100%
Accidental Dental $1,000 per year, $200 per tooth
Acupuncture and Chiropractic Services, Subject to a $2,000 Maximum per Calendar Year if under the care of a licensed Physician 100%
Durable Medical Equipment 100%
Infusion Therapy 100%
Physical/Occupational Therapy,
Limited to 12 visits per Calendar Year
100%, no deductible
Rehabilitation and Therapy Insurer Pays After Deductible is Met, Unless Noted
Inpatient Mental Health 100%
Outpatient Mental Health 100%, no deductible
$10 Copayment1
Inpatient Substance Abuse 100%
Outpatient Substance Abuse 100%, no deductible
$10 Copayment1
Other Services Insurer Pays After Deductible is Met
Home Health Care, Subject to a maximum of 30 visits per Calendar Year 100%
Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year 100%
Hospice, Subject to a maximum of $5,000 per lifetime 100%
Outpatient Prescription Benefits Insurer Waives Deductible
Basic Prescription Drug Benefit, Subject to $1,000 Maximum per Insured Person per Calendar Year (pay and claim benefit only) 100% of actual charges
Optional Enhanced Prescription Drug Rider, Subject to $25,000 Maximum per Insured Person per Calendar Year 100% of actual charges
Global Travel Benefits Insurer Waives Deductible
Emergency Medical Transportation Up to $250,000
Repatriation of Mortal Remains Up to $25,000
Accidental Death and Dismemberment $50,000

Plan Deductible Choices

GeoBlue Xplorer Select1, 2, 3

Deductible

Elite $0
2,500 $2,500
5,000 $5,000
10,000 $10,000
  1. Copay waived when visiting a GeoBlue contracted provider outside the U.S.
  2. Deductibles are Per Person per Calendar Year.
  3. For a family, the maximum deductible is increased by a factor of 2.5, regardless of the size of the family.

For Exclusions and Limitations see the following:

Ten Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business. If you are not completely satisfied with our product, simply send an email to enrollment@geo-blue.com within 10 days of purchase and include the reason for cancellation.